💳 Mefzy Payment & Security Policy
At Mefzy, your trust and safety are at the core of every transaction. We use industry-leading security measures to ensure a smooth, encrypted, and protected shopping experience.
1. Accepted Payment Methods
We offer several secure payment options to make your checkout smooth and convenient. All transactions are processed in USD.
Major Credit & Debit Cards:
• Visa • MasterCard • American Express • Discover
Digital Wallets:
• PayPal • Apple Pay • Google Pay • Shop Pay (if enabled)
Buy Now, Pay Later (Optional):
• Afterpay • Klarna • Shop Pay Installments
(Only include if you plan to add these.)
2. Security of Financial Data
A. SSL Encryption
Our entire website uses SSL encryption (“https”) to ensure all personal and financial data is transmitted securely.
B. PCI-DSS Compliance
All transactions are processed through fully certified, PCI-DSS compliant payment platforms (such as Stripe, PayPal, etc.).
C. We Do Not Store Card Data
Mefzy never stores full credit card numbers, CVVs, or sensitive payment details.
All payment information is transmitted securely to trusted payment processors.
3. Fraud Prevention & Verification
To safeguard all transactions, we use multiple fraud detection methods:
• Address Verification System (AVS)
• CVV/CVC Validation
• IP & Risk Scoring
• Device and Behavior Analysis
• Order Flagging System
⭐ Order Holds (Recommended Addition)
If an order is flagged as suspicious, we may:
• Place it on temporary hold
• Request identity verification (ID, billing statement, or payment confirmation)
• Cancel and refund the order if verification is not provided
This protects both you and Mefzy from unauthorized activity.
4. Payment Authorization (Important Addition)
By completing a purchase on Mefzy:
• You authorize Mefzy and its payment processors to charge your selected payment method.
• You confirm that the payment method belongs to you and is valid.
• You agree that any attempted fraudulent transactions will be reported and may result in account termination.
5. Chargeback Policy (Very Important Addition)
If you initiate a chargeback without first contacting Mefzy:
• Your refund may be delayed or denied.
• We may dispute the chargeback by providing proof of delivery and compliance with our policies.
• Your Mefzy account may be suspended to prevent misuse.
We always encourage customers to contact support first, as most issues can be resolved quickly.
6. Third-Party Payment Processors (Liability Protection)
Payments on Mefzy are processed by secure third-party providers (e.g., Stripe, PayPal, Apple Pay).
Mefzy is not responsible for:
• Payment processing errors
• Service outages caused by these providers
• Security breaches occurring on their platforms
Your use of these payment methods is also governed by their individual terms and policies.
7. Account Security
If you create an account:
• Your password is encrypted
• Use a strong, unique password
• Never share login details
• Log out on shared or public devices
Mefzy is not liable for unauthorized access caused by the customer’s misuse of account credentials.
8. Privacy Commitment
All personal information collected during checkout is handled according to our Privacy Policy.
We never sell or trade personal or financial information.
9. Age Requirement (Optional but Protective)
By completing a purchase, you confirm that you are at least 18 years old or the age of majority in your state.
10. Updates to This Policy
Mefzy may update or modify this Payment & Security Policy at any time.
Changes will take effect immediately upon posting.
11. Contact Us
For security, payment, or billing questions:
Security & Support: help@mefzy.com
Billing & Payments: support@mefzy.com
